Tuesday, October 29, 2013

If You Like Your Healthcare Plan ...

TOUGH LUCK!

If you only read one column on Obamacare, make it this one:
Obamacare laid bare - Charles Krauthammer


VIDEO FLASHBACK: Obama Promises ‘If You Like Your Plan, You Can Keep It’ at Least a Dozen Times - Andrew Kirell




Health Policies Canceled in Latest Hurdle for Obamacare - Alex Nussbaum
The Obamacare rollout is leading to the cancellation of hundreds of thousands of health insurance plans nationwide, contradicting President Barack Obama’s repeated pledge that people who like their coverage can keep it.

NBC NEWS: Obama admin. knew millions could not keep their health insurance. - Glenn Reynolds
President Obama repeatedly assured Americans that after the Affordable Care Act became law, people who liked their health insurance would be able to keep it. But millions of Americans are getting or are about to get cancellation letters for their health insurance under Obamacare, say experts, and the Obama administration has known that for at least three years.

When Fraud Is Legal - James Taranto
The regulation of commerce is a necessary and vital governmental function. Consumers and honest businesses need protection from unscrupulous market participants. That is nearly impossible when an industry is owned, or effectively controlled, by the government. To socialize an industry is to put it in a position to regulate itself. It legalizes fraud by recasting it as mere "political lies."

Senate Democrats supported rule that led to insurance cancellations - Chris Frates   
Senate Democrats voted unanimously three years ago to support the Obamacare rule that is largely responsible for some of the health insurance cancellation letters that are going out.

In September 2010, Senate Republicans brought a resolution to the floor to block implementation of the grandfather rule, warning that it would result in canceled policies and violate President Barack Obama’s promise that people could keep their insurance if they liked it. 

Lies of Obamacare, Documented - John Hinderaker
The basic idea underlying the rules is that if the pre-existing plans remained unchanged, they could continue. If, however, there was any significant change in coverages, co-pays, and so on, then the plan would become subject to all of the requirements of Obamacare (even grandfathered plans are subject to a number of Obamacare requirements). The problem is that the health insurance market is constantly changing, and it is typical for plans to change, to some degree, from year to year. So the administration looked at historical data to estimate how many employer-sponsored and individual plans would likely lose their grandfather status once Obamacare was implemented. The administration’s methodology can certainly be questioned, but the results were as has been reported.

Obama: The Myth of the Master Strategist - Jonah Goldberg


A Phalanx of Lies - Mark Steyn
But the entire premise of Obamacare was that, in order to cover (some of) the uninsured and (in many cases) uninsurable, other Americans were going to have to pay significantly more. Obamacare was always intended to be the Great Disruptor: Avik Roy reports that, by 2010, administration officials knew that 93 million Americans would lose their current plans under Obamacare. Small businesses are cutting back on full-time workers; medium businesses are dumping employees’ spouses and children from their plans; and the largest businesses are eating nine-figure bottom-line increases. 

Canceled health insurance plans add to angst of change - Lisa Stiffler
It started with the letter from his health-insurance company informing him it was canceling his plan and offering him a new one that’s nearly twice as expensive. Then the 60-year-old retiree from Mount Vernon heard about more people like himself with canceled plans and soaring premiums. Finally, he spent hours on the phone and computer trying — and failing — to find a new option that he likes.

“This whole experience has converted a lifelong Democrat into a foot soldier for the Republican Party,” Fullner said.

Sticker shock often follows insurance cancellation - KELLI KENNEDY
Dean Griffin liked the health insurance he purchased for himself and his wife three years ago and thought he'd be able to keep the plan even after the federal Affordable Care Act took effect.

But the 64-year-old recently received a letter notifying him the plan was being canceled because it didn't cover certain benefits required under the law.

The Griffins, who live near Philadelphia on the Delaware border, pay $770 monthly for their soon-to-be-terminated health care plan with a $2,500 deductible. The cheapest plan they found on their state insurance exchange was a so-called bronze plan charging a $1,275 monthly premium with deductibles totaling $12,700.

Obama’s Big Lie is destroying his credibility - Michael Goodwin
No president can lead from such a deep, discredited hole. And his ratings are likely to keep sinking because, once the Web site is fixed, millions more “shoppers” will get sticker shocks from the new policies ObamaCare requires. And next year comes the employer mandate, which will shake up the policies and prices of millions of others.

So Clinton’s advice that Obama “let them keep what they got,” is, in a vacuum, a perfectly logical escape route.

But even if it were possible, the reversal would be a dagger in the heart of ObamaCare. The whole Rube Goldberg scheme depends on using insurance policies to distribute wealth from healthy young Americans to older, sicker ones. Letting people keep the policies they have effectively repeals the president’s signature achievement.