Friday, December 6, 2013

HealthCare.fail

Declaring Victory! - Tom Maguire
We have something else for which to be thankful this weekend - Team Obama claims to have won their recent battle against HealthCare.fail:
WASHINGTON — The Obama administration said on Sunday that it had met its goal for improving HealthCare.gov so that the website now “will work smoothly for the vast majority of users.”

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Left unanswered - whom do they imagine they are kidding? Reality will overtake their BS quite quickly, and the legacy media seems to have put down the pom-poms and embraced the notion that there is a real problem here.

Obamacare's architects plugged their ears and misled public - Michael Barone
Central to the goal of Obamacare's architects, universal health insurance, was preventing the possibility of exit. Its individual mandate meant everyone had to sign up for insurance.

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If Obamacare's architects were keen on preventing exit, they blithely ignored voice. The legislation was unpopular when it was proposed, while it was passed and in the months and years afterwards.

Barack Obama seldom mentioned it in the 2012 campaign except for the provision allowing “children” under 26 to stay on mommy and daddy's policies.

The architects of Obamacare also had to deal with loyalty.

Polls have consistently shown that about 80 percent of Americans are satisfied with their health insurance and doctors. They have chosen each at one point or another and were not eager to change absent some serious aggravation.

Indemnity! Whiskey! Sexy! - James Taranto
One reason medical policies are so expensive is that their purpose is twofold. They provide not just indemnification against risk--that is, true insurance--but also payment for routine expenses. You can't buy medical "insurance" without buying an expensive service contract. That was true to some extent before ObamaCare. But that law makes the package more expensive for everybody by mandating both more services and "free" ones, and more expensive for the young in particular by jacking up their rates so as to subsidize higher-risk policyholders.

At the same time as ObamaCare raises the cost of having insurance, it reduces the risk of going without insurance--the reason why doing so "sucks!" As blogger Michael Eades points out, lacking insurance no longer makes you uninsurable. If you pass up insurance in 2014 and are diagnosed with a serious condition, you may face burdensome out-of-pocket expenses--just as you would have before. But ObamaCare promises that you'll be able to buy insurance in 2015, and at the same price as if you were still healthy.